I hadn’t thought about initiatives to invest in. It sounds like a great idea by the UN. I’ve spent a bit of time with people from the Sahara and they have a lot of initiative! I think there has to be some sort of return to be a pension if it is going to replace most pensions. Maybe there can be here. There is technology that will bring returns and only continue when you consider government regulations against fossil fuels in Europe especially. Sweden is leading the way here I believe.